(650) 873-2228
  • California Mortgage Company, Inc. slide #1
  • California Mortgage Company, Inc. slide #2
  • California Mortgage Company, Inc. slide #3


Winnie Go was amazing to work with. It was my first time buying a home. Winnie was very patient and worked with us the entire way. Winnie was very thorough and very responsive to all the questions we had. Thank you so much.

Wing C

Winnie Go has being our loan agent for more than 19 years. With her expertise and hard work we were able to purchase our ninth property this year. She is amazing at what she does.

Cynthia Su

Winnie Go is a joy to work with. She knows her job & gets things done quickly. I really enjoy working with Winnie. I trust her judgement when it comes to my money & I know she will do her best to help her clients.

Winny L.

Cynthia did an exceptional job helping me and my husband find a lender to purchase our first home in the peninsula. We had an incredibly tight budget and quite a tough case! Cynthia was so patient, professional, and organized when she explained all of our loan options, and gave us the necessary tools and positive guidance in order to make a decision that was best for us. I can't even count the amount of people Cynthia had to be in constant communication with during our escrow period! She is truly a SAINT for pulling it together and saving us! We will be working with her again in the near future. Thank you for committing to us, Cynthia!

Patricia S.
San Francisco, CA

I worked with Cynthia for several cash out refinance loans that another lender cannot do. It was a very difficult file due to the many properties I have. Cynthia took my file and was able to do it! I was very impressed! Cynthia was able to do the loan as promised and delivered everything she said she can do. She was very thorough and gave me excellent explanations for any questions I had. The only drawback I had throughout the whole process was at closing. Loan docs were setup for impounds on the new loan (which I requested to have no impounds). I notified Cynthia and she had it corrected. Cynthia will definitely be on my list of lenders to use in the future.

Chris K.
Alameda, CA

Cynthia is professional, knowledgeable and patient while helping me with my mortgage loan. I recommend Cynthia as your broker if you want to get lower rate and better services!

Lily X.
San Francisco, CA

Cynthia is a very skilled lender! She helped us get the loan and advocated for us from beginning to end. She looked out for our best interest as a client, and she is very attentive to the details. Working with her gave us the peace of mind knowing that we were in the best hands!

Sylvia K.
Daly City, CA

Cynthia is an absolute pleasure to work with! She is super responsive and takes a consultative approach to answering all of your questions about purchasing a home. She is extremely transparent which makes the process a lot more smooth.

Marwa I.
San Francisco, CA

Highly recommend as lender - Sally Yip. Sally helped me with my home purchase process. She was very professional, competent and experienced with her job. She was very responsive to all my inquiries and patiently/clearly explained all the details every step of way. Even though we encountered some difficulties with my loan, because of her years of experience as a lender, I eventually got my loan approved.

South San Francisco, CA

Great Customer Service Skills! Pleasure working with Sally Yip as always. She is on top of things and makes sure that her loans close in a very timely matter. She stays in communication with all parties involved to ensure a smooth closing.

Michael Patron

This is the third time I have worked with Cynthia to get another loan and she was able to deliver what she promised. I understand that some loans are harder to get than others, but Cynthia was able to find a lender who was willing to work with us and finally secured the funding with the expected rate. Cynthia is always cordial, meticulous, thorough, and responsible in every step of the loan process, she is a pro! I already told her that I would need her help again when I purchase the next property in 2 to 3 years. Cynthia is one broker whom I can definitely trust!

Gary C.
Alameda, CA

It was a delight to work with Sally. I worked with Sally on buying my first home. I knew nothing about buying a home purchase and Sally steered me through the complicated process with a lot of patience. Sally was experienced, professional and very responsive. I am very happy with the loan she got me and I would definitely work with her again on future loans.

San Francisco, CA

Great job! Thank you Cynthia Lam, Bianca Yao and Michelle for your hard work and thorough follow up to deliver my loan without delay! Great team work! Excellent professional service! Highly reliable!

Mimi Y.
Brentwood, CA

Cynthia has assisted me and my family in refinancing 15 of our rental properties within 2 years. She has been successful in securing all our mortgages at a low fixed rate and worked diligently through all the hurdles we faced in dealing with different banks. I feel so fortunate to finally find a mortgage broker who is honest, approachable, respectful and very resourceful. Her work ethic and relentlessness in securing a better loan is incomparable. She works well under pressure and tries to find you several options according to your financial position. Cynthia is definitely a gem in the business.

Tiffany G.
Burlingaem, CA

I have been using Cynthia's loan service for over 21 years. She is an expert in analyzing your financial portfolio and your goals/objectives then providing options/recommendations with pros and cons. I also consult with Cynthia whenever I feel uncertain or overwhelmed of mortgage and/or financial situations. Cynthia has assisted me in achieving many important financial goals with her expertise, experience, knowledge, and ability in understanding the financial and personal dynamics. She is friendly, patient, non-judgmental, honest, and always willing to help.

Chris L.
South San Francisco, CA

Sally was professional and helpful throughout the loan process. Sally helped deliver our loan three days prior to the expected closure date. She was well prepared and efficient throughout the process. She works very hard to get good results on time. Thank you, Sally!

Brisbane, CA

The loan progress was very seamless. Sally has been very professional from the very beginning of my loan application process. She was very thorough in explaining all of the requirements and assisted my spouse and I in submitting the application. We had a very pleasant experience with Sally.


I was referred to Cynthia by a friend - turns out it was a great referral. Cynthia helped with my refinance. She worked diligently, quickly and round the clock on my refinance - she promptly answered my many questions and found me a great, lower rate. I'd highly recommend Cynthia for all your mortgage needs

Kathy Q.
San Francisco, CA

Cynthia Lam was able to refinance our mortgage and save us $400.00 a month!!!She was able to pay off our 2nd loan that was over 7% and got us an APR that was even lower than our 1st. at a 30 year fixed rate with NO prepayment penalty/balloon payment. Cynthia is professional in every sense of the word and if your looking for someone who can help you save money she's the ONE. Give her a call, it can't hurt and see what she can do for you.

Janet S.
Pacifica, CA

I highly recommend Luis for any of your lending needs. He was able to get one of my clients a loan when many lenders couldn't by simply reading the guidelines and working around it. Luis always answered all my questions in a timely manner and kept us up to date with the loan process. If you need a lender, contact Luis Wong!

Mike Talamantes

Luis was very helpful in getting the refinancing of my investment property done at a great rate, and just as important, without much hassle. He kept me informed and knew each step of this often cumbersome process. By the time I knew, I was already signing final loan documents with a notary sent to my house at my convenience. I have continued to trust Luis for my mortgage financing needs over the years.

Claudia Castillo

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting an loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand California Mortgage Company, Inc.'s Privacy Policy.